The Real Exchange Rate Nigerians Pay for Imports: CBN Rate or Black Market Rate?
When Nigerians discuss the price of imported goods, the conversation usually starts with the exchange rate. Once the naira weakens against…
The Nitty-Gritty of the NELFUND Loan: What Nigerian Students Must Know Before Applying for One
For many Nigerian families, gaining admission is now only half of the battle. The harder part often begins when the school…
Why You Should Read Your Bank’s Annual Report as a Regular Customer
Most Nigerians do not choose a bank because of its financial strength. We choose because the branch is close to the…
What Nigerians Must Know About Diaspora Remittance Leakage
Every month, Nigerians living abroad send money home to parents, siblings, spouses and friends. The money pays school fees, hospital bills,…
What a BVN or NIN Freeze Does to your Money and Future
Imagine that your salary enters your account on Friday afternoon. You receive the credit alert, open your banking app and try…
How Nigerian Credit Bureau Errors Can Wreck Your Loan Chances
Many Nigerians discover that they have a credit report only after a lender rejects their loan application. You may earn a…
The USSD Charge Nobody Cares About in Nigeria
Most Nigerians do not pay attention to the first message that appears after dialling a bank’s USSD code. We see the…